Is TSA Precheck Still Worth It?

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Prescreened American travelers get access to a dedicated TSA PreCheck lane, available at more than 200 U.S. airports and make up about 34 percent of all screened travelers at TSA checkpoints. “It might not be at a really, really small regional airport, but I can’t think of an airport where I haven’t seen it,” says Sally French, a frequent traveler and travel spokesperson at NerdWallet. A TSA spokesperson says that approximately 280 million passengers are screened through TSA PreCheck lanes annually.

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The program application includes an in-person appointment involving fingerprinting, document verification, a photo and payment. Initial enrollment costs between $77 and $85, depending on the enrollment provider, which covers five years of TSA PreCheck. Global Entry includes PreCheck, plus expedited customs processing, for $120 and a more in-depth application process.Uniformed service members get free TSA PreCheck with their U.S. Department of Defense ID number, with no enrollment necessary as do Gold Star family members who’ve lost loved ones in military service. DHS also recently rolled out a buy one TSA PreCheck, get one for $15 for families.

Benefits of TSA PreCheck

Now that shoe removal is no longer a perk, here are the remaining key benefits:

  • Decreased wait time. The PreCheck line is typically shorter than the main security line — in some cases, vastly so. According to TSA, 98 percent of PreCheck travelers wait 10 minutes or less, as opposed to 30 minutes or less, on average, in the regular line.
  • Clothing items can stay on. This includes light jackets and belts.
  • Items stay in your bag. There is no need to pull out and separately scan electronics or your clear quart-size container of liquids. However, those liquids still need to be 3.4 ounces or less.
  • Access to new screening innovations. TSA often introduces them via PreCheck. A recent example: The touchless ID lanes that use facial recognition for faster ID verification is available in 10 locations and growing.All this comes with the TSA caveat that expedited screening is not guaranteed.

How much longer will these benefits be exclusive to TSA PreCheck?

It’s hard to say. At the news conference announcing the change in shoe policy, Noem said changes could happen within six to nine months.“I think it was time to evaluate the shoes-off policy,” says Jeffrey C. Price, aviation and aerospace science professor at Metropolitan State University of Denver. “Modern passenger screening technology, such as magnetometers and millimeter wave imaging devices — the big body imagers that look like phone booths or Dr. Who’s the Tardis — can detect prohibited items at the floor level.” 

But liquids are a different story. The technology is available, in the form of computed tomography (CT), “basically medical-grade CAT scans,” Price says, and the TSA spokesperson says that they’re currently deployed at 281 of the nation’s 435 federalized airports. Travelers in these airports already benefit from not having to remove liquids and electronics from bags, even in the regular screening line.

Price estimates it would take five to 10 years to deploy them in all commercial service airports. “I can’t agree with removing that level of security just yet,” he says, in regards to liquids. No longer removing electronics from bags, however, is a change he would be comfortable with, since the current X-ray technology is better at seeing electronics than they are liquids. 

Melanie Fish, Expedia travel expert, calls the end of the shoes-off policy a great first step in streamlining airport security. “But it doesn’t solve everything,” she says. “Staffing shortages and outdated equipment still create bottlenecks beyond the security line.”

Is TSA PreCheck still worth it?

It depends on your situation. TSA PreCheck may be worth it if:

  • You travel by air regularly. Fish thinks even one trip a year makes it worth it. “TSA PreCheck is good for five years, so [it] works out to be well under $20 per trip,” she says.
  • You struggle with long periods of standing.
  • The unpredictability of potentially long lines causes undue stress, anxiety or is simply too annoying. Though if lines are your main issue, you may want to consider Clear, a biometric identity service that basically acts as a front-of-the-line pass, Price says. At $209, the application is more costly than PreCheck, but it’s also available at many large airports and is practically instantaneous. Price also notes that the line reduction may not be as significant for travelers with implants that set off the metal detectors; they’ll still need to go through a body imaging device.
  • Forgetfulness is an issue. “The odds that you take something out [of your bag] are also odds that you’re going to lose it,” French says.
  • You can get reimbursed for the cost of the application. “Many travel credit cards offer to cover Global Entry or TSA PreCheck as a benefit for holding the card,” French says — some with no annual fee. “If your credit card covers it, you might as well apply.” ​The TSA spokesperson says not enough time has elapsed since the shoes-off policy was changed to assess its impact on PreCheck enrollment, but so far it seems to be holding somewhat steady, dipping about 5,000 below its average monthly enrollment of 255,000 in July. “In looking at the three weeks preceding the announcement and the three weeks following, there’s no significant difference in daily enrollment numbers – about a 1 percent decrease,” the spokesperson says, adding that the renewal rate over the life of the program remains nearly 80 percent.

For the record: Fish, French and Price say they will maintain their PreCheck status.

 “I still think people will benefit from PreCheck,” Price says. “I know I will.”

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Precautions when using Oxygen

11 Critical Safety Precautions For Oxygen Therapy

Scott Ridl

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Oxygen might seem like a harmless gas because we breathe it every day. However, when oxygen is purified at high concentrations, it can become very destructive. Oxygen therapy is an important medical treatment for patients who need to have supplemental oxygen, but caution must be taken to avoid injury.

In this blog post, we will discuss 11 important safety precautions to take into consideration if you are on oxygen therapy. First, let us discuss 2 critical reasons why you should always handle oxygen carefully.

11 Safety Precautions for Using Oxygen Therapy

The following list includes at-home oxygen therapy safety DON’Ts:

  1. Do not go near open flames – Stay at least 10 feet away from open flames while using an oxygen concentrator or oxygen tank. This includes cigarettes, candles, gas stoves, and fireplaces.
  2. Do not use an electric razor while using oxygen therapy. They are known to put off sparks.
  3. Do not wear synthetic fabrics that can generate static electricity while wearing supplemental oxygen.
  4. Do not use oil or petroleum-based products on your face while using oxygen, since they are inflammable.

The following list contains at-home oxygen therapy safety DOs:

  1. Keep oxygen tanks and cylinders secure at all times. If they fall over, the valve can come loose, and the pressurized oxygen may turn the tank into a dangerous missile.
  2. Place a non-smoking sign in your home or one in each room.
  3. Notify your utility providers and local fire department that you are using oxygen in your home. They can put you on a “top-priority list” in case you lose power.
  4. Keep the service number for your oxygen equipment nearby, in case something breaks. A good idea would be to put a sticker with the customer care number on the equipment and your first-aid box.
  5. Make sure your smoke detectors are all working correctly and replace them with new batteries as soon as they start to get low.
  6. Have a quick escape plan and a fire extinguisher handy in case of a house fire, so you immediately know what to do to prevent panic and confusion.
  7. When not in use, store your oxygen equipment in an area of your house that is far from any sources of heat.

https://youtube.com/watch?v=XwcEukKWuhQ%3Frel%3D0%26enablejsapi%3D1%26origin%3Dhttps%253A%252F%252Fwww.oxygenconcentratorstore.com

2 Critical Reasons Why Oxygen Should Be Handled Carefully

All at-home medical devices have specific safety measures to avoid injury and potential tragedy. In regard to oxygen therapy, there are 2 main reasons why oxygen should be handled with a similar level of care:

Oxygen is a Fire Hazard

While oxygen itself is not flammable, it supports combustion. In oxygen-enriched environments, materials can ignite more easily and burn more rapidly. Therefore, it’s crucial to keep oxygen equipment away from open flames, heat sources, and flammable materials. The oxygen that comes from an oxygen concentrator or an oxygen tank is of sufficient purity to become a potent fire accelerant, if not handled carefully.

Oxygen is a Medication

Oxygen in high concentrations, such as an oxygen concentrator, must be prescribed by a doctor. The dosage should not be changed, except when instructed by a doctor. Since using too much or too little can cause health complications.

While it is not possible to overdose on oxygen in the same way you can overdose on other types of medication, oxygen at high concentrations and high pressure can cause oxygen toxicity. If you receive much more than required purified oxygen at high pressure for too long, then it may cause damage to your lungs and your central nervous system (CNS). For this reason, it is crucial to ensure that you are using the oxygen flow and level as prescribed by your doctor to supplement your medical needs. If you follow your doctor’s clinical judgment regarding your oxygen therapy, you are not a risk of oxygen toxicity.

Final Thoughts

Oxygen therapy is an important treatment option for people who need additional oxygen due to a medical condition. That said, oxygen is still a form of medication and should be used with caution. By taking the steps above, you will be well on your way to using oxygen in your home safely. Always consult with your healthcare provider or oxygen supplier if you have any questions or concerns about your oxygen equipment or therapy regimen.

About Passkeys

4a: Passkey info: https://learn.microsoft.com/en-us/windows/security/identity-protection/passkeys/?tabs=windows%2Cintune

4b: KeePassXC 2.7.7:  https://keepassxc.org/blog/2024-03-10-2.7.7-released/

4c: Websites that support passkeys: https://www.passkeys.io/who-supports-passkeys

4d: Microsoft makes passkeys the default authentication method for all new accounts: https://www.tomshardware.com/tech-industry/cyber-security/microsoft-makes-passkeys-the-default-authentication-method-for-all-new-accounts

4e:  Microsoft’s new “passwordless by default” is great but comes at a cost (Seth): https://arstechnica.com/security/2025/05/microsoft-pushes-unphishable-logins-forward-with-new-sign-in-options/

6 Things You Should Never Put in a Living Trust

Estate planning provides for the smooth handling of your assets after death. However, only around 32% of American adults have a will, indicating that most people haven’t taken the appropriate steps to prepare for the management of their estate, according to LegalZoom.

One essential tool for estate planning is a living trust. It allows your assets to bypass the lengthy, costly probate process and maintains your financial privacy.

Learn More: I’m a Bank Teller — 6 Top Ways You Can Keep Your Checking Account Safe

Consider This: 5 Subtly Genius Moves All Wealthy People Make With Their Money

Since a living trust can be amended or revoked at any point during your lifetime, it also serves as a flexible way to control your assets, avoid family disputes and ultimately provide peace of mind knowing that your estate will be managed according to your wishes.

However, not every type of asset belongs in a living trust. This article will cover the assets you should exclude from your living trust and why.

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Things To Leave Out of Your Living Trust

Including certain assets in a living trust can complicate estate management, trigger tax consequences or negatively impact the asset’s value.

While it’s always a good idea to consult an estate planning attorney for legal advice, consider excluding the following assets to maximize the benefits of your living trust:

1. Retirement Accounts

Retirement accounts like 401(k)s and IRAs can trigger tax consequences if you include them in your living will.

Since your living trust is a separate legal entity, any transfers you make from a retirement account count as a withdrawal. This makes transfers taxable and subject to penalties for early withdrawal.

One way to avoid this issue is to name the living trust as a beneficiary on the retirement account. Any funds in the account transfer to the trust upon your death and are distributed to other beneficiaries according to your will.

2. Health Savings Accounts and Medical Savings Accounts

Health savings accounts (HSAs) and medical savings accounts (MSAs) only offer tax-free growth if you use the money for medical expenses. Therefore, transferring an HSA or MSA to a living trust would cause you to lose this tax protection.

By keeping HSAs outside your trust and designating beneficiaries directly, you can continue to enjoy the tax benefits of your HSA or MSA.

3. Active Bank Accounts

You can include checking accounts or other active financial accounts into your living trust, but there are easier ways to transfer funds to your heirs and bypass the probate process.

For example, you can set up payable-on-death (POD) designated accounts through your bank with primary and secondary beneficiaries who will receive your funds when you die.

This method of transferring funds to your beneficiaries is especially relevant if the majority of your financial assets are in your checking account.

4. Vehicles

Since most people don’t own the same vehicle for a long time, it doesn’t make sense to include yours in your living trust. Doing so adds the hassle of removing it from the trust if you decide to sell the vehicle in the future.

Many states allow regular vehicles to bypass probate, and you can often register cars with a transfer-on-death (TOD) deed to pass on a car directly to a beneficiary.

However, if you own a high-value collectible car, you can consider putting it into a living trust.

5. Life Insurance Policies

Since living trusts are revocable, your policy’s benefits are exposed to creditors should you die with debt. A large policy payout could also trigger estate taxes.

Better alternatives include naming individuals as beneficiaries, or setting up an irrevocable life insurance trust that could better protect your assets and potentially reduce taxes.

6. Uniform Transfers/Gifts to Minors Accounts (UTMA/UGMA)

Uniform transfers (UTMA) and uniform gifts (UGMA) to minors accounts, which make a minor child the owner of the account, are irrevocable. Therefore, they can’t be transferred into a living trust.

While these accounts and living trusts can both be used to pass on your assets to minor children, they have different structures. Living trusts give you more control over your funds, while UTMA or UGMA accounts are fully accessible to the minor once they reach a certain age.

What Should Go in a Living Trust?

On the other hand, many types of assets are more appropriately managed when placed in a living trust. These include:

  • Houses and other real estate.
  • Financial assets, such as bond certificates, stock certificates, annuities, certificates of deposit (CDs), and safety deposit boxes.
  • Valuable personal property, such as art, jewelry, collectible vehicles, and furniture.
  • Ownership stakes in certain types of businesses like partnerships or LLCs.
  • Patents and copyrights.
  • Precious metals.

Putting these assets in a living trust can help save money on probate and streamline the process of distributing your assets to family members and other beneficiaries when you die.

Household Tips

Carpet Stain Remover

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